If you find yourself in an emergency situation that eats through your savings and leaves you with no money left over, then you may be in a bind until payday comes along. If you are worried about paying your bills late and accruing late fees, then you should consider a short term loan. Payday loans are short term loans that may meet your needs. Some people shy away from these loans due to high interest rates and large fees.
One day I realized that I might have a shopping addiction. Every single thing that came across my computer screen or that I saw in stores I felt like I just had to have. It was an overwhelming, ever-present need, and it was really difficult for me. I didn't know what to do about it, so I decided to work with a counselor to overcome my obsession. She referred me to a financial counselor, and it really helped. Within a few months, I was able to see my problem and stop purchasing things that I didn't need. This blog is all about choosing financial freedom.